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Insider Tips Every Buyer Must Know in Today's Market
Insider Tips Every Buyer Must Know in Today's Market
So You've finally decided on buying a home. Problem is while you were making up you mind, other fence sitters jumped into the home market too. Now you may be facing some competition for the best properties.
Just because there are other buyers in the market does not mean you can't come away with your dream home. But to be successful buyer in today's real estate market you're going to need help.
Your first best move is to know a few inside tricks. As experienced real estate professional we have many more than eight way to increase your market savy and sharpen your competitive position. Then you'll be ready to act quickly the minute you see that perfect home you don't want to get away.
WHAT TO DO?
Just because there are other buyers in the market does not mean you can't come away with your dream home. But to be successful buyer in today's real estate market you're going to need help.
Your first best move is to know a few inside tricks. As experienced real estate professional we have many more than eight way to increase your market savy and sharpen your competitive position. Then you'll be ready to act quickly the minute you see that perfect home you don't want to get away.
1.Get Pre-Approved.
To be pre-approved for a mortgage loan is your first best move. Pre-approval is more effective than pre-qualification, which only gives you a rough idea of the amount a lender will lend you -- assuming no hang ups in the credit and income checking process.When you are pre-approved. it's like carrying around a suitcase full of money. In the eyes of the seller, pre-approval makes you a very desirable "cash"buyer. That's a real advantage over another buyer whose financing is uncertain.2.Beat The Competition To New Listing
Once we know your specific price rance and tastes,we can regularly do a computerized market sweep for new listings. We'll send you a hot list of attractive properties as they come on the market before the new listings are advertised or held open. Timing can be everything today.
3. Do Your Research
Make your self a "Value Expert" by investigating local properties to get an idea of price points, listing-to-sales- price ratios, hottest areas, and best places for a bargain. Once you know what your money will buy as your buyer specialists, we'll add our up-to-the minute knowledge of what comparable properties sell for in specific neigborhoods and what impact specific features have on price. Together we will guarantee you the best price and terms.
4. We Can Present Your Offer In Person.
Nobody wants their offer languishing on a fax machine in the listing agent's office while other buyers are putting offers on the seller's kitchen table. When the situation calls for that personal touch you will gain an advatage by having us present your offer in person, plus we may pick up critical intelligence on any competing offers by being on the scene.
5. Prove You Mean Business.
There are few better ways to show you are serious about buying a property than by including a good faith deposit along with your offer. A competitive deposit could be as much as 5% of your bid price to be sure it gets the seller's attention.
6. Don't Lose Your Head.
Just because the market is active dosen't mean you should be willing to pay any amount to get your dream home. Sure you may have to offer something other than the asking price, such as paying some or all points, inspections, closing costs, or offering a settlement date that fits the seller's timetable. but don't go crazy. Remember, you may have to sell this home one day, and overpaying now will make it harder to get your value back when you sell.
7. Keep It Simple And Clean.
Make sure your headache-free contract itself isn't messy or overly cluttered with unnecessary contingencies, especially repairs. Keep contingencies to a minimum. Better yet, offer to be helpful, such as order an inspection in 48 hours or be willing to take care of any required local certificates such as smoke detectors or water safety. Be flexible. A buyer who will accommodate a seller's needs is a smart buyer.8. Don't Be A Lone Wolf.
What you need most in today's market is experienced professional guidance. As your neighborhood real estate specialists we can help you get pre-approved, find a prize property, and negotiate the best deal on your next home no matter how heated the competition. Call us today. We'll help you be a smarter buyer!!
Do's & Don'ts when applying for credit
Minimize your inquiries: Only apply for credit when you are 95% sure you will be approved!
Apply for mail that is marked "Pre-Approved"! Apply in person or by phone!
Never apply blindly, at a bank or online!
Scoring system:
A- Residence: Better to be owned for at least 5 years.
B- Telephone: Best when it is in your name.
C- Dependents: 3+ dependents ranks highest.
INFO@VIVIENDAREALTY.COM
viviendahome.com
coolcabin.net
puertoricopoker.net
boricuapoker.com
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Minimize your inquiries: Only apply for credit when you are 95% sure you will be approved!
Apply for mail that is marked "Pre-Approved"! Apply in person or by phone!
Never apply blindly, at a bank or online!
Scoring system:
A- Residence: Better to be owned for at least 5 years.
B- Telephone: Best when it is in your name.
C- Dependents: 3+ dependents ranks highest.
INFO@VIVIENDAREALTY.COM
viviendahome.com
coolcabin.net
puertoricopoker.net
boricuapoker.com
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